Fetch Pet Insurance
Explore accident-and-illness coverage and optional wellness plans for dogs and cats.
At a glance
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Free quote · paid insurance policy
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Pet medical coverage with selectable preventive-care additions
Before applying
Coverage, price and eligibility depend on the issued policy.
What the offer provides
Fetch offers pet insurance for eligible dogs and cats, with accident-and-illness coverage and a separate optional wellness addition. Its coverage page describes categories such as sick-visit examination fees and dental-related treatment, subject to the selected policy. The distinction between unexpected medical costs and routine preventive care is important when comparing the available options.
What to compare
Review deductible, reimbursement percentage, maximum benefits and the conditions attached to individual treatment categories. Check waiting periods, pre-existing-condition definitions and medical-record requirements. Optional wellness plans have their own schedules and limits. Specific timing provisions can vary, so rely on the state-specific policy rather than a general summary or another customer’s claim experience.
Cost and eligibility
Requesting a quote is free; coverage requires premiums. The selected pet, location and plan affect pricing. Routine care is not included automatically in the accident-and-illness policy. Claims must follow the provider’s submission requirements, and an invoice alone does not establish eligibility. Review exclusions and any filing deadlines before choosing a policy.
How to request an offer
Enter your pet’s details and review the quote options. Read the complete coverage and exclusion information, then compare whether a wellness addition is useful for the services you expect to purchase. Confirm the effective date and waiting periods before enrolling. Keep veterinary records and invoices, and follow the account instructions for submitting a claim or requesting clarification.
Frequently asked questions
Does accident-and-illness coverage include annual vaccinations?
Routine preventive care is treated separately. Fetch offers an optional wellness addition with its own terms and reimbursement schedule.
Why are veterinary records requested?
Records help the insurer assess eligibility, including whether a condition existed before coverage or during a waiting period. The policy determines the outcome of a claim.
Review your quote options
Visit the provider for a quote and read the full policy terms before purchasing.
Offer information reviewed in October 2026. Availability, pricing and eligibility may change.