Lemonade Homeowners
Explore digital homeowners insurance and confirm availability for your property.
At a glance
Access
Free quote · paid insurance policy
Explore
Online quote and app-based policy features
Before applying
Coverage, price and eligibility depend on the issued policy.
What the offer provides
Lemonade Homeowners provides a digital route to quote and manage a homeowners policy. The product is offered only in eligible locations, and availability differs from Lemonade’s renters or car products. Property details and the proposed coverage determine the offer, making the address check and full quote review important first steps.
What to compare
Review the dwelling limit, belongings coverage, liability protection and additional-living-expense terms. Inspect deductibles and any optional coverage for valuable items or particular hazards. The policy’s definition of a covered event matters: do not assume flood, earthquake or every form of water damage is included. Confirm how claims and documents are handled through the digital service.
Cost and eligibility
Getting a quote does not cost a policy premium; buying and maintaining coverage does. The final price reflects the property, location, selected limits and insurer review. Product features, discounts and endorsements vary by state and eligibility. Read the offered contract and renewal terms rather than relying solely on a short online explanation.
How to request an offer
Check homeowners availability for your address, then gather construction, roof and current-policy information. Complete the quote accurately and review the resulting limits and deductibles. Ask about any exclusions or additional documentation, compare the full premium and confirm the effective date. Keep the issued policy and set up the account or app features needed for management.
Frequently asked questions
Does Lemonade renters availability imply homeowners availability?
No. Each insurance product has its own geographic availability. Check the homeowners quote flow for the actual property.
Will a digital quote guarantee acceptance?
No. Eligibility and final terms remain subject to the insurer’s review. Coverage begins only under the issued policy and its effective date.
Review your quote options
Visit the provider for a quote and read the full policy terms before purchasing.
Offer information reviewed in October 2026. Availability, pricing and eligibility may change.