Liberty Mutual Renters
Request renters coverage for belongings, liability and qualifying additional living costs.
At a glance
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Free quote · paid insurance policy
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Renters policy options for eligible homes and apartments
Before applying
Coverage, price and eligibility depend on the issued policy.
What the offer provides
Liberty Mutual renters insurance is designed for people renting a home or apartment. Its product information describes personal-property, liability and additional-living-expense coverage, subject to policy conditions. It is distinct from the landlord’s building insurance: a tenant’s policy focuses on the exposures listed in the renter’s own contract.
What to compare
Estimate the belongings you want included and review the policy’s valuation method, deductible and special limits for items such as jewelry. Compare liability limits and any lease requirements. Optional replacement-cost or scheduled-item features may change the premium. Check exclusions carefully, particularly for particular causes of water damage or property stored away from the main residence.
Cost and eligibility
A quote is free, but the renters policy requires a premium. Advertised starting prices are examples rather than a guaranteed price for every tenant. Location, coverage choices and other underwriting details affect the offer. Review the full payment schedule, any fees and the exact requirements for a discount before deciding.
How to request an offer
Have the rental address, move-in date and lease insurance requirements available. Start a quote, choose appropriate coverage options and review the belongings valuation details. Ask the insurer about special-item limits or any additional insured or interested-party request from the landlord. Confirm the policy’s start date and obtain the documents needed for your records and lease.
Frequently asked questions
Does my landlord’s insurance cover my belongings?
The landlord’s building policy is different from a renter’s personal-property coverage. Review your own lease and proposed renters policy rather than assuming belongings are protected.
Are all valuable items covered without limits?
No. Some categories have special limits or require additional coverage. Ask about the specific item and read the policy’s schedule and exclusions.
Review your quote options
Visit the provider for a quote and read the full policy terms before purchasing.
Offer information reviewed in October 2026. Availability, pricing and eligibility may change.